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HomeCrypto NewsHow Much XRP to Become a Millionaire After SEC Case?
Crypto NewsBitcoin BTC

How Much XRP to Become a Millionaire After SEC Case?

With smooth sailing and the ability to put the SEC lawsuit stuff behind them

SStu L•May 12, 2025
How Many XRP to Be a Crypto Millionaire if the SEC Lawsuit Ends?

Twice in the last year, we looked at how many XRP you need to be a millionaire. But that was BEFORE the SEC lawsuit was finishing up that we see now.

We looked at prices all over the place of what could happen if Ripple had a clean slate to work with. And now they do. So, how high can XRP go? And how many XRP do you need to be a millionaire?

Historical Performance & News

First, we need to look at XRP’s historical performance to see where it’s been. But before that, it looks like $50 million will settle things with the SEC for good. That means no future suits about this topic and whether XRP is an unregistered security or not.

That’s a big relief to the XRP Army. And this is a huge tailwind for XRP going forward. With XRP’s jump into cross-border money transfer to compete with SWIFT, Ripple’s report on the tokenization of assets predicts a 30x jump by 2033. And of course, Ripple expects to be a leading chain to make tokenization happen. And the XRPL, the ledger, is holding steady at over 15.5 billion monthly transactions.

That’s a type of volume most chains can’t even dream of, as it’s so large. The ProShares XRP ETF is going live next week. Just more evidence of institutional demand. Now, as historical performance goes, other than a HUGE spike to its all-time high back in late 2017 and early 2018, XRP has never gotten back up past $2 until about 6 months ago. Late November, to be exact. So now we will look at what the charts tell us.

What Do the Charts Say?

Its January 2018 all-time high is $3.40. Then holders saw a decline over 6 months to under $1 and then under 50c. There was a spike to just over $1.50 in April 2021 during that alt season. So that was a resistance point until we passed through it in late November 2024. Since then, $XRP has been consistently above $1.90 with a resistance point at the recent high of $3.09 and then another at the all-time high of $3.40.

While we are a little over $1 away from the ATH, we are closer to it than we’ve been in years. And Trump’s election and the SEC lawsuit winding down have a lot to do with that. On the downside, there are varying support levels between 31c and 53c to look out for. And remember, bear markets do happen. Even in high-flying projects.

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That said, the picture looks clearer for XRP than it has in a long, long time. It’s no coincidence that improved political and regulatory moves and more moves into cross-border money movement mean positive performance for $XRP.

How Many XRP to $1 Million?

So let’s get down to it. How many $XRP do you need to become a millionaire? First, at the old all-time high of $3.40, you would need 294,117.6 $XRP. That’s a little over $660,000 at today’s price if you are just opening your first position today.

Could $XRP 10x and go from $2.25 up to $22? It’s possible if the RWA and money transfer sides of the business grow as they think, and with the SEC troubles and expenses behind them. At $22, you would need 45,454.5 $XRP or just over $102,000 at today’s prices. So if you are at 6 figures of $XRP already, 7 figures may not be that far away.

And finally, let’s look at a 20x. That would be $45. At $45, you would need 22,222.2 $XRP to get to $1 million. That would be $50,000 worth of $XRP at today’s prices. Possible? Yes. But it may take a couple of cycles to do it. How high do YOU think XRP will go this cycle? Will it create a lot of millionaires in the XRP Army? Let us know in the comments below.

Disclaimer

The information discussed by Altcoin Buzz is not financial advice. This is for educational, entertainment, and informational purposes only. Any information or strategies are thoughts and opinions relevant to the accepted risk tolerance levels of the writer/reviewers, and their risk tolerance may differ from yours. We are not responsible for any losses you may incur due to any investments directly or indirectly related to the information provided. Bitcoin and other cryptocurrencies are high-risk investments, so please do your due diligence. Copyright Altcoin Buzz Pte Ltd.

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