At the recent Crossroads2025 event, Huma Finance co-founder revealed a groundbreaking collaboration with Visa aimed at transforming the payments landscape.
Unlike the conventional process that can take up to a month for merchants to receive payments, Huma Finance’s solution offers a faster alternative. Their blockchain-powered system will enable real-time payment settlements.
For years, businesses and consumers have been at the mercy of traditional payment systems. They rely on intermediaries like banks and clearinghouses to validate and settle transactions. This process, while secure, can be slow and costly. Merchants often face delays of several days or even weeks before they see the funds from customer transactions. Blockchain offers a solution to these inefficiencies.
By cutting out these intermediaries, Huma’s platform enables instant payment validation and settlement. The decentralized nature of blockchain allows for transactions to be verified without the need for a third-party, significantly speeding up the process. In this system, once a transaction is made, the payment is immediately validated and transferred to the merchant’s account. This instant settlement means merchants can access their funds in real-time, improving cash flow and reducing the risks associated with delayed payments.
Huma’s collaboration with Visa brings credibility and scalability to the project. Visa brings a wealth of experience in global payments. While Huma’s blockchain expertise is set to unlock new possibilities for fast and secure transactions.
Huma Finance’s latest update has sent shockwaves through the crypto space, with an astonishing $4 billion in PayFi transactions just two weeks after the launch of Huma 2.0 on Solana. The growth has been nothing short of explosive: over $4 billion in total transaction volume, with more than 33,000 depositors—an impressive sixfold increase in just a short time.
As the platform continues to gain traction, it’s quickly becoming one of the hottest protocols on Solana, demonstrating the immense potential of decentralized finance in reshaping the way we interact with digital assets. With these numbers, Huma Finance is certainly a force to be reckoned with in the Solana ecosystem.
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News: Co-founder of @humafinance, @0xErbil, reveals at #Crossroads2025 they are working with @Visa on a pilot program to revolutionize payments. Unlike traditional systems, which take up to a month for merchant settlements, Huma will use blockchain to instantly validate liquidity Show more
$4 BILLION in PayFi transactions! 🤯 Just 2 weeks after Huma 2.0 launched on @Solana, the growth has been insane: 🚀 $4B+ Total transaction volume 📈 33K+ Total depositors - that's 6x growth 🔥 Hottest protocol on Solana rn? You might just be looking at it.
