MoonPay Unveils a Simpler Way to Build Stablecoin Payments

With the launch of the MoonPay Stablecoin Stack, what once required eight banks. Also, multiple payment service providers, and a year of work can now be done through a single integration with Iron.

The Stablecoin Stack bundles core banking access, licensing, and blockchain settlement into one setup. Partners can open named virtual accounts in US dollars, euros, and British pounds, connect to tier one banks with built in redundancy. Also, settle funds automatically into stablecoins. All of this happens while staying inside regulated frameworks such as CASP, US money transmitter licenses, and the New York BitLicense.

What the Stablecoin Stack offers

At its heart, the stack acts like a bridge between traditional money and blockchain networks. Businesses can accept payments through familiar rails like ACH in the US, SEPA in Europe, and Faster Payments in the UK, then convert those funds into stablecoins. Stablecoins are digital tokens designed to track the value of fiat currencies, usually one to one with the dollar or euro.

The platform also supports global payouts into more than 30 currencies and works across major blockchains. Developer dashboards and analytics help teams track flows in real time, while a cross chain deposit API lets firms accept both stablecoins and other crypto assets in one place.

A real world example shows the impact. Picture a fintech startup offering payouts to freelancers across Latin America and Asia. In the past, it might need local bank partners, separate compliance setups, and months of testing. Using the Stablecoin Stack, that same company could collect payments in euros, settle into stablecoins, and pay out locally within days, not months.

More About MoonPay

MoonPay announced that Avici now offers named virtual accounts in the US and Europe, powered by MoonPay and Iron. Users can claim their own account directly in the Avici app, fund it quickly using SEPA Instant, ACH, wire transfers, or direct deposit. This maintain full self-custodial control of their money.

This setup combines traditional banking convenience with the flexibility and security of self-custody, giving users faster access to funds while keeping complete control over how they manage their money.

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