USDC Now on XRP Ledger
USDC, a fully reserved and regulated stablecoin backed 1:1 by US dollars, is now live on the XRP Ledger (XRPL).
By Victor

This milestone brings new utility and speed to the XRP Ledger.
For developers, institutions, and users, this means more than just another token on another chain. Native support for USDC on XRPL opens the door to faster cross-border payments. It also strengthens DeFi ecosystems and improves financial infrastructure across the board.
Faster Global Payments, Better Efficiency
With USDC now native to the XRP Ledger, enterprise-grade payments can become quicker, more affordable, and more transparent. The XRP Ledger settles transactions in just seconds and charges a fraction of a cent per transaction.
Take the example of a logistics company based in Singapore that needs to pay partners in Brazil. Instead of waiting days for a wire transfer and losing money to currency conversion fees, it can now send USDC over the XRPL—near-instantly and with greater accuracy. This is especially useful for B2B payments, where speed and cost efficiency are critical.
According to Circle, the issuer of USDC, the token now supports over $12 billion in circulation and is used in millions of transactions monthly. By joining XRPL, USDC adds firepower to a network already optimized for financial applications.
Stronger DeFi and Infrastructure Support
For decentralized finance (DeFi), liquidity is key. Market makers can now use USDC on XRPL to support token trading pairs and facilitate foreign exchange flows. USDC’s stability makes it a reliable building block for DeFi protocols seeking to offer lending, trading, or savings services.
Beyond DeFi, wallets, custodians, and fintech platforms can now integrate USDC on XRPL to offer better user experiences. This includes faster settlement, clearer audit trails, and support for programmable money features like smart contracts and automation.
Disclaimer
The information discussed by Altcoin Buzz is not financial advice. This is for educational, entertainment, and informational purposes only. Any information or strategies are thoughts and opinions relevant to the accepted risk tolerance levels of the writer/reviewers, and their risk tolerance may differ from yours. We are not responsible for any losses you may incur due to any investments directly or indirectly related to the information provided. Bitcoin and other cryptocurrencies are high-risk investments; therefore, please conduct your due diligence. Copyright Altcoin Buzz Pte Ltd.
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