Yield-Bearing Stablecoins: What to Expect in 2025 – Part 2

Stablecoins create a safe investment opportunity that helps investors bypass traditional crypto market volatility. They maintain their value because they operate on a system that links their worth to established market assets, including the U.S. dollar.

Stablecoin owners can now generate passive income through their investments. Read on to find out what is in store for you. You can participate in DeFi activities and generate interest in stablecoins as they maintain value through lending and staking programs.

6). USDtb (Ethena Labs + BlackRock’s BUIDL Fund)

The yield-bearing USDtb stablecoin issues annual percentage yields between 3% and 5% since it leverages BlackRock’s BUIDL fund, which sustains its value through Treasuries, Repos, and cash reserves. This combination ensures a low-risk yield, making it an ideal choice for institutional users or protocols looking for safety and flexibility.

How to earn yield:

• Go to Ethena Labs or a supported platform.
• Buy or mint USDtb (backed 90% by BlackRock’s tokenized fund, BUIDL).
• BUIDL’s holdings in Treasuries and other low-risk assets give USDtb its stable yield.
• Hold USDtb in your wallet to earn ~3–5% APY—no staking or claiming needed.

USDtb is perfect for DAOs or protocols seeking stable yield without active management.

7). USD0 (by UsualMoney)

USD0 is a stablecoin composed of digitalized Treasury bonds that operate with DeFi protocols. Those who hold USD0 can earn between 5–7% APY (up to 60% APY through staking). Because of its composability feature, users can conveniently use USD0 on many dApps on various blockchain platforms.

The USD0 platform allows users to stake their holdings and generate extra yield to increase their profits. The yield comes from tokenized treasuries (~3–5%) and Defi lending and liquidity mining (~1–3%).

How to earn yield:

• Buy or mint USD0 from any supported DeFi platform (available on 27+ chains).
• For higher rewards, stake your USD0 to receive USD0++ and earn USUAL tokens, which can boost your APY up to 60%.

dApps use USD0 as a yield-generating system to serve retail and institutional investors who demand opportunities to earn returns on their funds.

8). YLDS (by Figure Markets)

YLDS provides users with a regulated decentralized solution that delivers a secure 3.8% APY while maintaining its value against the SOFR interest rate. This platform’s earnings receive minimum risk mitigation through protection from Treasury bonds and money market funds. Government authorities approve YLDS because it satisfies the regulatory standards required by U.S. users.

How to earn yield:

• Buy YLDS, a stablecoin linked to the SOFR interest rate.
• They store funds in Treasuries and money market funds, which generate yield.
• Your yield (~3.8%) accrues daily, and you get the addition to your balance monthly.

YLDS is SEC-registered, so it’s a safe and compliant choice for U.S. investors.

9). USP (by Pi Protocol, launching in 2025)

USP represents a stablecoin that will debut in late 2025, thanks to tokenized treasury and money market fund (MMF) support. With a 4–5% APY (projected), they distribute the yield through a dual-token model, where users hold both USP (the stablecoin) and USI (the yield token). You can also hold USPi NFTs, which provide more revenue shares and governance rights.

How to earn yield (once live):

• Users can buy USP because this stablecoin has value tied to Treasury and MMF portfolio investments.
• They share the yield between USP (stablecoin) and USI (yield token)
• Holding USPi NFTs gives you access to revenue-sharing rewards, voting power, and governance participation rights.
• Users can expect 4–5% annual percentage yield growth along with various long-term benefits.

10). OUSD (by Origin Protocol)

The OUSD stablecoin operates in DeFi by earning yield by borrowing USDT, USDC, or DAI from protocols including Aave, Compound, Curve, and Morpho. The best part is that it auto-rebases daily, meaning your balance grows without needing to claim or stake anything. It has an APY of 4–7%.

How to earn yield:

• Visit Origin Protocol’s website and convert USDT, USDC, or DAI into OUSD.
• The OUSD reaches different DeFi platforms, including Aave, Compound, Curve, and Morpho, to generate profits.
• Daily OUSD rebases your balance without requiring stake or claim actions from users.

OUSD token holders earn between 4–7% Annual Percentage Yield when they keep the token in their wallet. Here is the first part.

Conclusion

Yield-bearing stablecoins give users a fresh way to generate passive earnings. You can choose from many stablecoin options to generate yield. You can hold USDtb as a low-risk yield, staking USD0, or enjoy automatic rebasing with OUSD while keeping your funds secure. Your investment in stablecoins allows you to generate yield and get constant returns.

Disclaimer
The information discussed by Altcoin Buzz is not financial advice. This is for educational, entertainment, and informational purposes only. Any information or strategies are thoughts and opinions relevant to the accepted levels of risk tolerance of the writer/reviewers, and their risk tolerance may be different from yours. We are not responsible for any losses that you may incur as a result of any investments directly or indirectly related to the information provided. Bitcoin and other cryptocurrencies are high-risk investments so please do your due diligence. Copyright Altcoin Buzz Pte Ltd.