Not all RWAs are for the same purpose. Some are perfect for saving, some for spending, and some for growing wealth in the long run.
Let’s look at two more types of RWAs—tokenized treasury bills and real estate—and help you choose the right one.
3. Tokenized Treasury Bills
This is your “earn while you wait” option.
Highlights of the tokenized U.S. Treasury T-Bills Fund:
🔸 U.S. Treasury Bills with short-term maturities of 3 months or less, providing a safe and stable yield for token holders.
🔸 Direct tokenization reduces the need for complex engagements and opaque ownership structures,… pic.twitter.com/W5JHztFsAH
— Realize (@realizefinance) November 12, 2024
Tokenized treasury bills:
- Represent short-term U.S. government bonds (e.g., 3–6 month T-bills).
- Offer fixed, low-risk return—great for passive income.
- Backed by the safest debt vehicle in the world.
- Purchased on-chain, often with simpler access and lower fees than by using an old-school bank.
Best for: Anyone who’d like a stable income without putting in too much. It’s like the digital version of putting your money somewhere where it’ll earn more than 0%.
4. Tokenized Real Estate
Real estate investing will experience bigger growth with the introduction of Web3. Here is an interesting chart of how this sector can evolve over time:
Source: X
- Own partial shares of underlying real estate—residential, commercial, or even holiday homes.
- Receive rental income and get profit from the increase in property value.
- No huge upfront capital needed—buy-in for as little as $50 or $100.
- Sell ownership shares on secondary markets (subject to platform liquidity)
Best for: Long-term investors seeking to diversify their portfolios and earn passive rent income. It is owning a home without the drawbacks.
Conclusion
RWAs are giving us the best of two worlds: access to conventional assets with the pace and agility of blockchain. Every category of RWA has its strengths, be it stablecoins and gold or treasury bills and real property.
Want stability? Turn to gold. Liquidity in a hurry? Stablecoins are your answer. Little risk and yield? Treasury bills are a success. And if you’re looking to build wealth for the long haul, property might be the ticket. Regardless of your goal, RWAs give you real value.
This is the second part of the article on choosing the right RWAs for your needs; here is the first part.
Disclaimer
The information discussed by Altcoin Buzz is not financial advice. This is for educational, entertainment, and informational purposes only. Any information or strategies are thoughts and opinions relevant to the accepted risk tolerance levels of the writer/reviewers, and their risk tolerance may differ from yours. We are not responsible for any losses you may incur due to any investments directly or indirectly related to the information provided. Bitcoin and other cryptocurrencies are high-risk investments, so please do your due diligence. Copyright Altcoin Buzz Pte Ltd.
